COVID -19 Update

Our lobbies remain closed until further notice. Drive-ups remain open at both locations. Loan officers and personal bankers are available by appointment. Please contact us at 608-764-5411 or webgeneral@bankofdeerfield.com.

Skip to Content
Close Icon

Checking Accounts

Choose the Right Checking Account for You

It’s your money. You should be able to access it when you need it. Whatever you’re looking for from your checking account, there’s an option for you at Bank of Deerfield. From checking accounts that charge you no fees to accounts that allow you to earn interest on your balance, you can choose the account that works best for you. To open an account, complete our online account inquiry.

Inquiry for New Account 

Image of woman using her check book

Compare Our Checking Accounts

  Minimum Balance to Open Interest Bearing Direct Deposit Debit Card Annual Debit Card Fee Online Banking e-Statements BillPay Mobile Banking Mobile Check Deposit Maintenance Fee
Free Checking N/A N/A Optional¹ N/A
Regular Checking N/A N/A $5.00²
Interest Checking N/A $7.00³
Interest Checking N/A $7.00³
Easy Rewards Checking $100.00 Required⁴ Required⁴ NO Required⁴ $7.00⁴
  Free Checking Regular Checking Interest Checking Easy Rewards Checking
Minimum Balance to Open None None None $100.00
Interest Bearing None None
Direct Deposit Required⁴
Debit Card Optional¹ Required⁴
Annual Debit Card Fee None
Online Banking
e-Statements Required⁴
Bill Pay
Mobile Banking
Mobile Check Deposit
Maintenance Fee N/A $5.00² $7.00³ $7.00⁴

¹ Not required to have a debit card with this account.  If choose to have a debit card, any more than 4 ATM withdrawals per statement cycle you will be charged $1.00 for each additional ATM withdrawal. 

² To avoid the fee you must maintain a minimum daily balance of $400.00 OR minimum average daily balance of $1,000.00 during a monthly statement cycle OR maintain a minimum daily balance of $750.00 in a savings account.

³ To avoid the fee you must maintain a minimum daily balance of $1,000.00 OR average daily balance of $2,000.00 during a monthly statement cycle. 

To avoid the maintenance fee of $7.00, you must meet the following criteria each statement cycle; one direct deposit, e-statements, posting and settlement of 16 debit card transactions using a Bank of Deerfield Debit Card and maintain an average daily balance of $1,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.